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Infonavit Mortgage Requirements 2026: Age and Income Criteria

In 2026 Infonavit revised its mortgage eligibility rules, outlining the age, income and salary deduction thresholds workers must meet to qualify for a home loan. Applicants must be at least 25 years old and earn a gross monthly salary that does not exceed 30% of the loan amount.

The salary deduction rate ranges from 5% to 30% depending on the borrower’s earnings. Requests can be submitted through an online portal, with approval typically granted within 30 days.

Repayment plans are structured as fixed installments over a 30‑year period.

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