2026 Social Security COLA rises 2.8% boosting retiree benefits

The Social Security cost‑of‑living adjustment for 2026 has been raised by 2. 8 %.

About 75 million beneficiaries, including retirees, disabled workers and SSI recipients, will see higher monthly checks. The new rate takes effect at the start of the year and will be reflected in June payments.

The increase aims to keep benefits in line with rising inflation and living costs. Analysts say the boost offers a meaningful relief for low‑income recipients.

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